Thursday, November 3, 2011

RBI has extended Mortgage disclousere requirement to Commercial Real estate also

The Reserve Bank today by notification extended the disclousere requirement to Commercial property . Till now the following requirement was only applicable  for Residential Housing projects . Henceforth it will be applicable to Commercial  Real estate project also .

As per the requirement , now Banks before Financing to Builders for any specific Residential/ Commercial real estate project include the following clause in the sanction letter


 
(i) the builder / developer / company would disclose in the Pamphlets / Brochures etc., the name(s) of the bank(s) to which the property is mortgaged.

(ii) the builder / developer / company would append the information relating to mortgage while publishing advertisement of a particular scheme in newspapers / magazines etc.

(iii) the builder / developer / company would indicate in their pamphlets / brochures, that they would provide No Objection Certificate (NOC) / permission of the mortgagee bank for sale of flats / property, if required.


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